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Native CDFIs bring holistic approach to assessing credit risk

  • Mazaska
  • Mar 9, 2023
  • 1 min read

Client relationships reduce uncertainty in lending outcomes

February 2, 2023


A scene from Mazaska Owecaso Otipi Financial, a Native Community Development Financial Institution (Native CDFI) in Pine Ridge, S.D. Mazaska was one of 11 Native CDFI loan funds to provide data for a study of Native CDFI lending outcomes. Jeffries Design/Image courtesy of Mazaska Owecaso Otipi Financial


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Article Highlights

  • Many Native CDFIs expand loan access with character-based criteria

  • Results from 11 Native CDFI loan funds provide early evidence of success

  • Character scores may better measure predicted delinquency than credit scores


 
 
 

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2023 Masaska Owecaso Otipi Financial, all right reserved. Created by Jeffries Design.

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