Client relationships reduce uncertainty in lending outcomes
February 2, 2023
A scene from Mazaska Owecaso Otipi Financial, a Native Community Development Financial Institution (Native CDFI) in Pine Ridge, S.D. Mazaska was one of 11 Native CDFI loan funds to provide data for a study of Native CDFI lending outcomes. Jeffries Design/Image courtesy of Mazaska Owecaso Otipi Financial
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Article Highlights
Many Native CDFIs expand loan access with character-based criteria
Results from 11 Native CDFI loan funds provide early evidence of success
Character scores may better measure predicted delinquency than credit scores